Retirement Reality, You need to plan your retirement income to last three decades or longer, so it is important that your Social Security benefits align with your overall retirement plan. Most retirees require 80-100% of their pre-retirement income to maintain their lifestyle after they stop working. We will be discussing how all of your retirement assets work together to create your personal retirement plan.  This Part 2 class dives into more details that will be necessary to consider before and during retirement.